Legal Option Title Agency Inc,
300 Maple Ave Suite 202
South Plainfield, NJ 07080
A closing statement will have many lines of items, which can get confusing. With our services, we'll help you better understand the items and make sure that you're getting what you're paying for.
Some common items on the closing statement are commission fees, property taxes, homeowner's insurance, assessments, liens, title insurance, settlement fees, realty transfer tax, and real estate tax. What exactly appears on your closing statement depends on if you are the buyer or seller.
Although some fees are concrete for either the buyer or seller, there are some fees that are negotiable when it comes to responsibility.
Some negotiable fees when you open escrow are termite removal costs, document preparation fees, deed recording charges, loan assumption fees, and property inspection fees. Consult your real estate professional for more details.
Closing statements can be hard to read, especially with so many charges. Make sure you're getting the services you're paying for.
Don't get confused with your closing costs - schedule a consultation with us.